Hi everyone
To make a super long story short- we have been saving for our house deposit and our current rent has just been raised 25%. The other rental properties in our area are 450pw minimum for 1-2 bedroom and 650 to 800 for the basic 3-4 bedroom home. We cannot afford this rent increase and if we move into another rental we will be unable to afford to keep saving for our own place.
We both work, we are very proud stubborn independent people who never ask for help and always manage to sort things out ourselves but I called my mum and she has said we could live with her and my dad while we save and work it all out.
Talked to my husband and he has agreed it would help us long term and I keep focussing on the positives to the idea...by the way we also have 3 kids under 5...
My parents live in the same area as us so my kids can stay at the same school and day care.. I really don't want to move schools midyear. I can get to work without needing any help because they're close to transport.
To make it bearable for everyone I think we need to share a bedroom and keep as many common living spaces available so we don't all hate each other.. I have been looking up treble bunk beds with trundle underneath for me hub 4yo and toddler and my youngest will still be in a cot.
Has anyone done this before or doing it now? Looking for positives to moving back home with your own family coming too... anyone have advice for parenting with your parents??
Can anyone else see this as the right thing to do? I loathe the idea of accepting help and being a burden but think the permanency it will bring for our kids when we are able to buy is worth it. Any thoughts?
Thanks in advance.
5 Replies
Do not loathe the idea of help, you are so fortunate to accept it!
All I can say is, give yourself a timeframe and be realistic. Give it say 12 months if that is what you need and do not exceed that. If you must, go back to renting. Just to save your sanity. You're both going to get over sharing a bedroom very quickly, particularly with your sex life being non-existent.
In our family this sort of arrangement works. None of us a precious types and my parents are non-judgemental and won't take over.
We ser house rules, designated jobs, how much we would pay in rent and how we would split bills. Of course rent was nominal but I still paid for it.
It helped to have an end date in mind. It's all very well to move in and save for a deposit but it helps to have an idea of how long that will take and a reassessment at the end date on wether buying a home is achievable. (My sister moved in saved and then realised she couldn't get a loan anyway).
Having separate lounge areas helped and making sure we always cleaned up after ourselves and didn't 'take over'.
My fiance, my self and our daughter live at home with my mum dad and sister..we are in out late 20's..we have just bought our 1st house together..if it wasnt for living at home we wouldnt have been able to afford to buy a house as the rent in my area is also as high as yours..my partner, daughter and i also share a bed room..now that we have bought our house and we are ready to move i know im going to miss living with my parents and sister..its actually very comforting and we dont hate or get angry at each other ever really...just set some boundries..you are fortunate that your parents are willing to help out
We moved back in with my parents for a year - husband and my one child with one on the way while we got a house deposit together. My sister, her husband and their child also lived there at the time as well. There were 10 people living there all up. My parents do have a big place - 6bedrooms and a couple of bathrooms. My daughter had her own room and we had ours - we were lucky we could squish a wall Tv in it and our fridge. It was a refuge we could shut the door and have our own space without being interrupted. We shared dinner meal preparation which was nice - didn't have to cook every night! It was a bit squishy at times and it was very good to have our own space back when we did buy but we reached the goal we wanted which was a sense of achievement and made it all worth it. and when we moved to our new place - it was actually ours!!
I am looking at the same but the house is for sale and overpriced so would be months of hell if we stayed. I am considering living in my parents guest house. I am not keen on asking for help but with a 7 month goal renting would not fit what we need. I haven't living at home since 15. We pay a lot of rent and have saved well. We can afford around 150 more a week but that's house money. I dont want to ask for it as we will still pay rent just half what we do. Parents haven't asked but we still regardless. In the end if you can be given help take it.