Ladies, please don’t judge. But I need some serious advice as I really plan on trying my absolute hardest this year! I am 41 years old, not a cent in savings, and making next to no income as I’m only fresh back at work due to raising my kids. I don’t know how to control my spendings? I don’t know how to save. I have friends who are buying their teens cars, and I would love to do that but I’m poor! I feel like I have wasted my chances at everything and failed my children. I feel so terrible that I can’t give them nice things or have the financial ability to do anything when I need to for them. Please help
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Reading the Barefoot Investor and following the steps is what got my husband and I on track with our finances. I liked that it was a step by step guide and isn’t focused entirely on saving but also allows money for fun or treating yourself